Truck Loans Australia :: Privacy

Truck Loans Australia Privacy Statement

truck-loans.com.au

This is the privacy policy statement for Truck Loans Australia and Clark Family Pty Ltd in relation to this website.

We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy explains how we collect, use, disclose and protect your personal information when you use our website and related services.

Information We Collect and How It is Used

When you contact us or choose to subscribe to MoneyTips, Truck Loans Australia may collect the contact details and other information you provide, such as your name, email address and the contents of your correspondence.

Truck Loans Australia, operated by Clark Family Pty Ltd, uses this information to respond to your correspondence and, if you subscribe, to send MoneyTips informational content and manage your subscription. A MoneyTips subscription is not a finance enquiry, application, quote request or referral request.

This website publishes information, tools and resources. It does not accept finance or insurance applications, quote requests or borrowing requirements for referral, and does not match or refer visitors to brokers, lenders or insurers.

We may also use information where reasonably necessary to operate and improve the website, respond to privacy requests or complaints, maintain appropriate records, or meet legal or regulatory obligations.

If you do not provide information needed to respond to your correspondence or manage a requested subscription, we may not be able to complete that request. You can contact us if you wish to stop receiving MoneyTips.

Disclosure of Personal Information

We may disclose personal information to service providers that assist us in operating the website and managing subscriptions, where reasonably necessary for those purposes. We may also disclose personal information where reasonably necessary to respond to a privacy request or complaint, or comply with legal or regulatory obligations. We do not provide your contact details or borrowing requirements to brokers, lenders or insurers for referral through this website.

We do not currently disclose personal information to overseas recipients. If our information-handling practices change and personal information is likely to be disclosed to recipients outside Australia, we will update this Privacy Policy as required.

Please note: If you follow a link or advertisement to a third-party website, that website's own privacy policy and terms apply to information you provide directly to it.

Cookies and Tracking Technologies

Truck Loans Australia uses cookies and similar technologies to support website functionality, maintain session information, understand how visitors interact with our website and improve system performance and user experience.

We use Google Analytics 4 for analytics and measurement, and Google Ads website tagging and Microsoft Advertising UET for advertising measurement and conversion-related functionality. These services may use cookies, pixels or similar technologies to collect information about your device, browser, pages visited and interactions with our website.

Google Signals and Google Analytics user-provided data collection are disabled, as is personalised advertising through our verified Google Analytics-to-Google Ads links. Enhanced conversion tracking and Microsoft Clarity are disabled for our Microsoft Advertising UET tag, and no remarketing audiences or lists are based on that tag.

Where these technologies involve the collection, use or disclosure of personal information, we take reasonable steps to ensure that they are used consistently with applicable privacy requirements. We seek to limit the information collected to what is reasonably necessary for the relevant purpose.

You can control or disable cookies through your browser settings. Where additional consent is required for particular tracking or advertising technologies, we may provide additional notices or consent controls when you use the website.

Security and Retention of Personal Information

We take reasonable steps to protect personal information we hold from misuse, interference, loss, unauthorised access, modification and disclosure. These measures may include access controls, secure systems, authentication measures and other technical and organisational safeguards appropriate to the information being handled.

We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including managing subscriptions, responding to correspondence, maintaining appropriate business and compliance records, resolving complaints and meeting legal or regulatory obligations.

When personal information is no longer required to be retained, we take reasonable steps to securely destroy or de-identify it, subject to any legal or record-keeping requirements.

Access and Correction of Personal Information

You may request access to the personal information we hold about you at any time. We will not charge any fee for making a request but may charge you reasonable costs incurred in providing access, such as photocopying or postage.

You may also request correction of your personal information if you believe it is inaccurate, out of date, incomplete or misleading. We will respond to access and correction requests within a reasonable timeframe.

To make a request, please contact us. We may ask you to submit your request in writing or provide information necessary to verify your identity before providing access to personal information.

Complaints and Dispute Resolution

If you have any concerns about how your personal information has been handled, please contact us so that we can investigate and resolve your concern promptly.

If you are not satisfied with our response, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC):

Updates to This Policy

We regularly review and update our privacy policy to ensure ongoing compliance with applicable laws and best practices. Updates will be published on this page with the latest revision date.

Contact Us

If you have any questions about this privacy statement, how we handle your information, or your dealings with this website, please contact us.

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Truck Loan Articles

The Top Mistakes to Avoid When Applying for a Truck Loan in Australia
The Top Mistakes to Avoid When Applying for a Truck Loan in Australia
Commercial vehicle loans in Australia are a vital component in the Continuum of the transportation and logistics industry. They provide businesses and individuals with the necessary funds to acquire trucks and other heavy vehicles critical for their operations. Understanding the nuances of these loans is imperative for anyone in the market for a commercial vehicle. - read more
How to find the best insurance for your trucking business in Australia
How to find the best insurance for your trucking business in Australia
As a trucking business owner in Australia, finding the right insurance is crucial to the protection of your business. To achieve this, it is important to first understand your specific business needs. Here are some factors to consider: - read more
How to Get a Truck Loan with Less-Than-Perfect Credit
How to Get a Truck Loan with Less-Than-Perfect Credit
Securing finance for any significant purchase can be a challenge, especially when it comes to acquiring a truck for business purposes. Coupled with a less-than-perfect credit score, this task can seem daunting for many Australians. The ripple effects of financial constraints can impede business operations, affecting the lifeline of commercial ventures that rely on transportation. - read more
Essential Financial Safety Nets for Aussie Truck Drivers
Essential Financial Safety Nets for Aussie Truck Drivers
Welcome to the road less traveled, where the rubber meets financial prudence. Truck driving in Australia is not just about long miles but also about ensuring financial stability amidst life's crossroads. As a truck driver, taking the wheel of your financial future is crucial, and that's what we'll navigate in this article. - read more
How truck loan repayments are calculated in Australia
How truck loan repayments are calculated in Australia
Truck loan repayments are shaped by the amount borrowed, interest rate, loan term, repayment frequency, fees, deposit and any balloon or residual amount. Understanding these inputs can help Australian business owners interpret repayment calculator results more clearly before comparing finance options. - read more

Finance News

Broker Review Puts Loan Recommendations Under Fresh Scrutiny
Broker Review Puts Loan Recommendations Under Fresh Scrutiny
28 Oct 2026: Paige Estritori
ASIC’s latest review of mortgage broker conduct has put a spotlight on how loan recommendations are explained, documented and challenged when a cheaper option is available. Although the review focused on home loan brokers, the practical lesson is broader: borrowers should understand not only the advertised rate, but also why a particular loan structure, lender or feature is being presented as suitable. - read more
Charging Access Becomes a Bigger Part of Electric Truck Funding
Charging Access Becomes a Bigger Part of Electric Truck Funding
28 Oct 2026: Paige Estritori
Australia’s electric truck conversation has shifted from vehicle availability alone to the practical question of where, when and how commercial vehicles will charge. Ampol’s October 2026 activity has made that shift clearer, with the company announcing a proposed acquisition of Evie Networks and a separate memorandum of understanding with Foton Mobility Distribution to explore charging solutions for electric commercial vehicles. - read more
ASIC Review Highlights the Need to Question Costlier Loan Recommendations
ASIC Review Highlights the Need to Question Costlier Loan Recommendations
28 Oct 2026: Paige Estritori
ASIC’s 13 October 2026 review of major mortgage broker groups has delivered a timely reminder for borrowers: a loan recommendation should be understandable, evidence-based and clearly connected to the customer’s needs. The regulator found that broker practices generally aligned with its guidance, but also identified gaps in how some higher-cost loan recommendations, supervision processes and complaints were handled. - read more
Off-Road Boom Changes the Motorcycle Budget Conversation
Off-Road Boom Changes the Motorcycle Budget Conversation
28 Oct 2026: Paige Estritori
Australia’s motorcycle market is ahead of last year after the first nine months of 2026, but the latest FCAI-audited figures point to a recovery driven mainly by off-road demand rather than a uniform lift across every type of bike. For riders thinking about motorbike finance, that distinction matters because the practical costs attached to a trail bike, junior motorcycle, scooter or road machine can look very different once purchase price, transport, gear, insurance and maintenance are considered together. - read more
Card Surcharge Ban Adds New Cash Flow Test for Small Firms
Card Surcharge Ban Adds New Cash Flow Test for Small Firms
28 Oct 2026: Paige Estritori
Australia’s new card surcharge rules have turned a small checkout fee into a wider cash flow question for consumers and small businesses. Since 1 October 2026, businesses have generally been unable to add card payment surcharges for major card networks, making payments look simpler at the counter but leaving operators to decide how remaining merchant costs fit into their pricing, margins and budgeting. - read more

Knowledgebase
Hard Inquiry:
A credit report check by a lender or other entity as part of the credit approval process, which can lower your credit score.