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    Truck Loans Articles

    Why a Pre-Approval Can Give You an Advantage When Buying a Truck
    Why a Pre-Approval Can Give You an Advantage When Buying a Truck
    When purchasing a truck, whether for personal use or business, navigating the financial landscape can be daunting. This is where pre-approval comes into play. But what exactly does pre-approval mean in the context of buying a truck? - read more
    Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
    Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
    Finding the right financing for a commercial vehicle in Australia can be a critical step for businesses and individuals alike. Whether it's for a single van or an entire fleet of trucks, understanding the intricacies of commercial vehicle loans is key to securing a deal that aligns with your financial goals. One factor that stands out in determining your loan terms is the credit score—a numerical representation of your creditworthiness. - read more
    From Small to Big: Financing Your Truck Expansion in Australia
    From Small to Big: Financing Your Truck Expansion in Australia
    Expanding your truck fleet is a critical step in driving business growth. For many small businesses, increasing the number of commercial vehicles means accessing new markets, delivering goods more efficiently, and ultimately, boosting profitability. In the competitive Australian market, staying ahead requires not just maintaining but expanding your transport capabilities. - read more
    How to find the best insurance for your trucking business in Australia
    How to find the best insurance for your trucking business in Australia
    As a trucking business owner in Australia, finding the right insurance is crucial to the protection of your business. To achieve this, it is important to first understand your specific business needs. Here are some factors to consider: - read more
    The Commercial Buyers Guide to Buying a Used Truck in Australia
    The Commercial Buyers Guide to Buying a Used Truck in Australia
    With the evolution of the logistics industry and small businesses gaining momentum in Australia, the market for used trucks has witnessed substantial growth in recent years. This surge is a testament to the pivotal role commercial vehicles play in driving the economy forward, keeping supply chains agile and businesses thriving. - read more

    Finance News

    APRA Implements Cap on High Debt-to-Income Home Loans
    APRA Implements Cap on High Debt-to-Income Home Loans
    12 Dec 2025: Paige Estritori
    The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will impose a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending. This measure applies to both owner-occupiers and investors, with an exemption for new housing developments. - read more
    Commonwealth Bank Highlights Concerns Over Surging Home Loan Demand
    Commonwealth Bank Highlights Concerns Over Surging Home Loan Demand
    12 Dec 2025: Paige Estritori
    The Commonwealth Bank of Australia (CBA), the nation's largest lender, has raised concerns about the current high demand for home loans, which is contributing to escalating property prices. CEO Matt Comyn acknowledged that while the bank has benefited from the surge in housing credit, such high levels are unsustainable and could undermine long-term financial stability, housing equality, and market accessibility. He suggested that a more moderate pace of credit growth would be beneficial. - read more
    Black Friday Sales Lead to Surge in Credit Card Debt Among Australians
    Black Friday Sales Lead to Surge in Credit Card Debt Among Australians
    12 Dec 2025: Paige Estritori
    As Black Friday sales gain popularity in Australia, consumer advocates are raising concerns about the financial strain these events place on individuals and families. The allure of significant discounts and the social pressure to participate in these sales have led many Australians to increase their credit card debt, potentially exacerbating financial stress. - read more
    ASIC Calls for Improved Consumer Safeguards in Car Finance Sector
    ASIC Calls for Improved Consumer Safeguards in Car Finance Sector
    12 Dec 2025: Paige Estritori
    The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
    Australia's Electric and Hybrid Vehicle Financing Soars in 2024
    Australia's Electric and Hybrid Vehicle Financing Soars in 2024
    12 Dec 2025: Paige Estritori
    Australia is witnessing a significant shift towards sustainable transportation, as evidenced by a remarkable surge in financing for electric and hybrid vehicles. In 2024, the Australian Finance Industry Association (AFIA) reported that over $6.17 billion was allocated to finance 104,835 electric and hybrid vehicles, marking a 50% increase from the previous year. - read more

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    Loan Origination Fee:
    A fee charged by a lender for processing a new loan application, typically expressed as a percentage of the loan amount.