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    Truck Loans Articles

    The Ins and Outs of Commercial Truck Loans: A Buyer's Guide in Australia
    The Ins and Outs of Commercial Truck Loans: A Buyer's Guide in Australia
    Commercial trucks serve as the lifeblood of the Australian economy, providing vital links between industries and markets across the vast landscapes. The importance of these heavy-duty vehicles cannot be overstated, as they are pivotal in ensuring the smooth operation of both urban and rural businesses alike. Engaging in the commercial truck market is a significant investment, and understanding the ins and outs of financing such a purchase is crucial for business success. - read more
    5 Tips on Securing Low-Interest Rates for Your Vehicle Purchase
    5 Tips on Securing Low-Interest Rates for Your Vehicle Purchase
    Embarking on the journey of acquiring a commercial vehicle is a significant decision for any business. Securing a loan with a low-interest rate is not just a matter of luck; it involves meticulous planning and a thorough understanding of the lending landscape. This opening section sets the scene for our deep dive into navigating the commercial vehicle loan process with an eye toward minimizing costs and maximizing value. - read more
    The Commercial Buyers Guide to Buying a Used Truck in Australia
    The Commercial Buyers Guide to Buying a Used Truck in Australia
    With the evolution of the logistics industry and small businesses gaining momentum in Australia, the market for used trucks has witnessed substantial growth in recent years. This surge is a testament to the pivotal role commercial vehicles play in driving the economy forward, keeping supply chains agile and businesses thriving. - read more
    Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
    Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
    Finding the right financing for a commercial vehicle in Australia can be a critical step for businesses and individuals alike. Whether it's for a single van or an entire fleet of trucks, understanding the intricacies of commercial vehicle loans is key to securing a deal that aligns with your financial goals. One factor that stands out in determining your loan terms is the credit score—a numerical representation of your creditworthiness. - read more
    Maximizing Your Fleet Potential: How Truck Financing Shapes Success
    Maximizing Your Fleet Potential: How Truck Financing Shapes Success
    Trucks play a pivotal role in the Australian logistics and transport industry, serving as the lifeblood that keeps commerce flowing. The dependable rumble of engines crisscrossing the nation's highways is more than just a symbol of industry; it's a critical component of productivity and economic stability. Without these workhorses facilitating the timely movement of goods, the Australian market would face significant challenges meeting the demands of both businesses and consumers alike. - read more

    Finance News

    ANZ's Australia Commercial Division Sees 11% Profit Growth
    ANZ's Australia Commercial Division Sees 11% Profit Growth
    14 Feb 2026: Paige Estritori
    ANZ Banking Group has reported an 11% increase in profit for its Australia Commercial division over the past year. This growth is attributed to robust lending activities, particularly in the agribusiness and health sectors. - read more
    IMB Bank Recognised as Australia's Leading Personal Loan Provider in 2026
    IMB Bank Recognised as Australia's Leading Personal Loan Provider in 2026
    13 Feb 2026: Paige Estritori
    In a significant achievement, IMB Bank has been named Australia's Best Personal Loan lender for 2026 by Mozo, a leading financial comparison platform. This marks the second consecutive year that IMB Bank has secured this prestigious title, underscoring its consistent commitment to providing exceptional value in personal lending. - read more
    APRA's New Debt-to-Income Cap Aims to Curb High-Risk Mortgage Lending
    APRA's New Debt-to-Income Cap Aims to Curb High-Risk Mortgage Lending
    13 Feb 2026: Paige Estritori
    The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks associated with high debt-to-income (DTI) mortgage lending. Effective from 1 February 2026, APRA will enforce a cap, limiting banks to allocating no more than 20% of new mortgages to borrowers whose total debt exceeds six times their income. - read more
    Record Surge in Investor Lending Reaches $72 Billion in September Quarter
    Record Surge in Investor Lending Reaches $72 Billion in September Quarter
    13 Feb 2026: Paige Estritori
    In the September quarter of 2025, investor lending in Australia reached an unprecedented $72 billion, marking a significant 12% increase from the previous quarter. This surge reflects a growing appetite among investors for property acquisitions, driven by favorable market conditions and competitive lending rates. - read more
    APRA's New Lending Limits: What Borrowers Need to Know
    APRA's New Lending Limits: What Borrowers Need to Know
    13 Feb 2026: Paige Estritori
    The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at curbing high-risk lending practices within the housing market. Effective from 1 February 2026, APRA will implement a cap limiting banks to issuing no more than 20% of new home loans with debt-to-income (DTI) ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more

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    Knowledgebase
    Refinancing:
    The process of obtaining a new mortgage to replace an existing one, often to secure a lower interest rate.