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Find Competitive Truck Loans In Australia

Looking for a competitive deal on a truck loan? You`re in the right place!

Compare truck loan rates and options and access competitive loan offers through our broker referral network of commercial vehicle finance brokers and lenders. Fast, free and easy … and we don`t access your credit file as part of your initial enquiry.

Find the right truck loan at competitive rates.

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Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Truck Loans Australia is your online connection to specialist, tailor-made finance and leasing options for commercial vehicles … new and used, big or small, whatever your situation!!

Competitive Rates

At Truck Loans Australia we help you compare truck financing options by connecting you instantly and directly with specialist truck finance brokers from our national referral panel, based on your individual circumstances.

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Free Assessment

To get started, simply submit our quick and easy Truck Loans quote request form. There is no charge to you, no obligation to proceed with any recommendations or options and, because we do not conduct a credit check as part of your initial enquiry with us, there is no impact on your credit file at this stage. If you choose to proceed with a referred broker or lender, they may conduct a credit check as part of their application process.

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No Initial Credit Check

Many online truck finance and loan offerers automatically run a credit check on all their applicants. These credit checks are generally recorded on your credit file as a `new loan enquiry` and, even just a few such enquiries over the course of a couple of months can adversely affect your credit options. At Truck Loans Australia we do not conduct credit checks as part of your initial online enquiry, helping to ensure that your options are not unnecessarily limited. If you proceed with a broker or lender that we refer you to, they may carry out a credit check as part of their own assessment process.

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Multiple Lenders

To access competitive truck loan rates and financial advice from a broad selection of specialist truck loan brokers and lenders in our national referral network, all you need do is complete our simple Truck Loans Australia truck loan quote request form.

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Truck Sales

Truck sales websites and truck sales yards may be the best place to buy a truck, but specialist truck loan brokers can be an effective way to explore suitable truck loan options. When you submit our online truck loan eligibility assessment, we can put you in contact with specialist truck finance brokers who can help you find finance options to suit your specific circumstances.

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New & Used

Truck Loans Australia can help you with finance for used trucks as well as new trucks. If you are actively looking at trucks for sale, why not check out your borrowing capacity first? Simply submit our truck sales loan eligibility assessment to find out how much you can borrow, without us conducting a credit check as part of your initial enquiry. Brokers or lenders you choose to proceed with may carry out their own credit checks.

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Truck Loans Articles

The Pros and Cons of Leasing vs. Buying a Truck for Your Business

Small businesses that require regular transportation of goods may find it essential to purchase a truck. However, this acquisition can become a significant investment that requires careful consideration before making a decision. The two options available are buying or leasing a truck. In this article, we will explore the pros and cons of each option to help you make an informed choice. - read more

How to Choose the Right Lender for Your Commercial Truck Loan

For many Australian businesses, purchasing a commercial vehicle is a significant investment that often requires financial assistance. Understanding the intricacies of truck financing is crucial, as the right loan can affect your company's bottom line and operational efficiency. With a plethora of lenders offering myriad loan products, choosing the most advantageous deal can be daunting. - read more

5 Tips on Securing Low-Interest Rates for Your Vehicle Purchase

Embarking on the journey of acquiring a commercial vehicle is a significant decision for any business. Securing a loan with a low-interest rate is not just a matter of luck; it involves meticulous planning and a thorough understanding of the lending landscape. This opening section sets the scene for our deep dive into navigating the commercial vehicle loan process with an eye toward minimizing costs and maximizing value. - read more

The Top Mistakes to Avoid When Applying for a Truck Loan in Australia

Commercial vehicle loans in Australia are a vital component in the Continuum of the transportation and logistics industry. They provide businesses and individuals with the necessary funds to acquire trucks and other heavy vehicles critical for their operations. Understanding the nuances of these loans is imperative for anyone in the market for a commercial vehicle. - read more

The Ins and Outs of Commercial Truck Loans: A Buyer's Guide in Australia

Commercial trucks serve as the lifeblood of the Australian economy, providing vital links between industries and markets across the vast landscapes. The importance of these heavy-duty vehicles cannot be overstated, as they are pivotal in ensuring the smooth operation of both urban and rural businesses alike. Engaging in the commercial truck market is a significant investment, and understanding the ins and outs of financing such a purchase is crucial for business success. - read more

Finance News

Understanding APRA's New Lending Restrictions for Homebuyers

19 Feb 2026: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced new measures to limit high debt-to-income (DTI) home loans, effective from 1 February 2026. Under these regulations, banks and other authorised deposit-taking institutions are restricted to allocating no more than 20% of new home loans to borrowers with a DTI ratio of six times or more. - read more

RBA's Interest Rate Hike: What It Means for Homebuyers

19 Feb 2026: Paige Estritori

The Reserve Bank of Australia (RBA) has raised the cash rate by 25 basis points to 3.85% in its February meeting, responding to a resurgence in inflation during the latter half of 2025. This decision marks the first rate hike in over two years and aims to curb inflationary pressures that have re-emerged despite previous rate cuts. - read more

Anticipated 5% Rise in Australian House Prices: What Buyers Need to Know

19 Feb 2026: Paige Estritori

Australia's housing market is poised for continued growth in 2026, with economists forecasting a 5% increase in house prices over the next 12 months. This projection follows an 8.6% rise in 2025, marking the strongest annual growth since 2021. The anticipated growth is primarily driven by demand outstripping supply, a trend observed across all states and territories. - read more

AFIA Endorses National AI Plan to Propel Finance Industry Innovation

18 Feb 2026: Paige Estritori

The Australian Finance Industry Association (AFIA) has expressed strong support for the Albanese Government's National AI Plan, viewing it as a significant step toward harnessing artificial intelligence (AI) to drive economic growth and innovation within the finance sector. - read more

AFIA Unveils Financial Safety Alliance to Tackle Financial Abuse

18 Feb 2026: Paige Estritori

The Australian Finance Industry Association (AFIA) has announced the formation of the Financial Safety Alliance, a collaborative initiative aimed at preventing financial abuse across the nation. This alliance brings together banks, lenders, and financial safety experts to develop and implement strategies that protect consumers from financial exploitation. - read more

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Knowledgebase

Fixed-Rate Mortgage:
A mortgage loan where the interest rate remains the same for the entire term of the loan.