Truck Loans Australia :: Calculators
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Truck Loans Australia Truck Loan Repayment Calculator

Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Truck Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Truck Loan Repayment Calculator

Important!

Truck Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Truck Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Truck Loan Repayment CalculatorTruck Loan Repayment Calculator

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Truck Loans Articles

The Most Important Factors to Consider When Buying a Truck
The Most Important Factors to Consider When Buying a Truck
Buying a truck is a major investment, whether it's for personal use or business purposes. With the plethora of options available in the Australian market, it's important to consider various factors before making a purchase. Your specific needs, budget, lifestyle, and work requirements should be taken into account before making a decision to ensure the truck you buy fits your needs. - read more
Essential Checklist for Commercial Vehicle Loan Approval
Essential Checklist for Commercial Vehicle Loan Approval
In the journey to secure a commercial vehicle loan, preparation is key. Just as a vehicle needs to be in perfect condition to hit the road, your loan application requires meticulous attention to detail to ensure a green light from lenders. This article embarks on the essential journey of understanding the critical checkpoints before applying for a commercial vehicle loan. We navigate through the path of prerequisites that pave the way for a seamless approval process. - read more
How to maintain your truck to extend its lifespan in Australian conditions
How to maintain your truck to extend its lifespan in Australian conditions
Maintaining your truck is essential if you want to prolong its lifespan and save money down the road. Australian conditions can put a lot of strain on your vehicle, and neglecting its maintenance can lead to costly breakdowns and repairs. - read more
Maximizing Your Fleet Potential: How Truck Financing Shapes Success
Maximizing Your Fleet Potential: How Truck Financing Shapes Success
Trucks play a pivotal role in the Australian logistics and transport industry, serving as the lifeblood that keeps commerce flowing. The dependable rumble of engines crisscrossing the nation's highways is more than just a symbol of industry; it's a critical component of productivity and economic stability. Without these workhorses facilitating the timely movement of goods, the Australian market would face significant challenges meeting the demands of both businesses and consumers alike. - read more
The Top Mistakes to Avoid When Applying for a Truck Loan in Australia
The Top Mistakes to Avoid When Applying for a Truck Loan in Australia
Commercial vehicle loans in Australia are a vital component in the Continuum of the transportation and logistics industry. They provide businesses and individuals with the necessary funds to acquire trucks and other heavy vehicles critical for their operations. Understanding the nuances of these loans is imperative for anyone in the market for a commercial vehicle. - read more

Finance News

Australian Business Lending Sees Significant Growth in June 2025
Australian Business Lending Sees Significant Growth in June 2025
30 Jan 2026: Paige Estritori
In June 2025, Australian business lending experienced a notable increase, with loans to non-financial businesses reaching $1.14 trillion, marking a 9.2% year-on-year growth. This expansion significantly outpaced the 5.6% growth observed in housing loans, which totaled $2.34 trillion during the same period. The data, released by the Australian Prudential Regulation Authority (APRA), highlights a renewed appetite for corporate borrowing and investment. - read more
Japanese Banks SMBC and MUFG Propel Growth in Australian Business Lending
Japanese Banks SMBC and MUFG Propel Growth in Australian Business Lending
30 Jan 2026: Paige Estritori
In July 2025, Australia's top 10 authorised deposit-taking institutions (ADIs) reported a combined business loan book of $925 billion. Notably, Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) emerged as significant contributors to this growth, outpacing traditional Australian lenders in percentage growth rates. - read more
AFCA Issues Warning to SMEs on Unregulated Lenders
AFCA Issues Warning to SMEs on Unregulated Lenders
30 Jan 2026: Paige Estritori
In November 2025, the Australian Financial Complaints Authority (AFCA) issued a cautionary statement to small businesses regarding the risks associated with engaging unregulated lenders. This warning comes in response to a notable increase in complaints that AFCA cannot address due to the lenders' non-membership status. - read more
Multiple Caravan Manufacturers Collapse in Australia
Multiple Caravan Manufacturers Collapse in Australia
30 Jan 2026: Paige Estritori
The Australian caravan industry is experiencing a period of significant upheaval, with several manufacturers collapsing in recent years. The most recent and notable among these is the luxury caravan manufacturer Zone RV, which entered voluntary administration in December 2025, leaving creditors owed approximately $40 million. - read more
Zone RV Director Under Investigation for Fraud
Zone RV Director Under Investigation for Fraud
30 Jan 2026: Paige Estritori
In the wake of luxury caravan manufacturer Zone RV's collapse, authorities have launched an investigation into fraud allegations against the company's director, David Biggar. The Sunshine Coast-based company entered voluntary administration in December 2025, owing creditors approximately $42 million. - read more

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Knowledgebase
Prepayment Penalty:
A fee charged by a lender if a borrower pays off their loan early.