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Truck Loans Articles

The Pros and Cons of Leasing vs. Buying a Truck for Your Business
The Pros and Cons of Leasing vs. Buying a Truck for Your Business
Small businesses that require regular transportation of goods may find it essential to purchase a truck. However, this acquisition can become a significant investment that requires careful consideration before making a decision. The two options available are buying or leasing a truck. In this article, we will explore the pros and cons of each option to help you make an informed choice. - read more
How to find the best insurance for your trucking business in Australia
How to find the best insurance for your trucking business in Australia
As a trucking business owner in Australia, finding the right insurance is crucial to the protection of your business. To achieve this, it is important to first understand your specific business needs. Here are some factors to consider: - read more
The Ins and Outs of Commercial Truck Loans: A Buyer's Guide in Australia
The Ins and Outs of Commercial Truck Loans: A Buyer's Guide in Australia
Commercial trucks serve as the lifeblood of the Australian economy, providing vital links between industries and markets across the vast landscapes. The importance of these heavy-duty vehicles cannot be overstated, as they are pivotal in ensuring the smooth operation of both urban and rural businesses alike. Engaging in the commercial truck market is a significant investment, and understanding the ins and outs of financing such a purchase is crucial for business success. - read more
How to Get a Truck Loan with Less-Than-Perfect Credit
How to Get a Truck Loan with Less-Than-Perfect Credit
Securing finance for any significant purchase can be a challenge, especially when it comes to acquiring a truck for business purposes. Coupled with a less-than-perfect credit score, this task can seem daunting for many Australians. The ripple effects of financial constraints can impede business operations, affecting the lifeline of commercial ventures that rely on transportation. - read more
5 Tips on Securing Low-Interest Rates for Your Vehicle Purchase
5 Tips on Securing Low-Interest Rates for Your Vehicle Purchase
Embarking on the journey of acquiring a commercial vehicle is a significant decision for any business. Securing a loan with a low-interest rate is not just a matter of luck; it involves meticulous planning and a thorough understanding of the lending landscape. This opening section sets the scene for our deep dive into navigating the commercial vehicle loan process with an eye toward minimizing costs and maximizing value. - read more

Finance News

Reserve Bank of Australia Increases Cash Rate to 3.85%
Reserve Bank of Australia Increases Cash Rate to 3.85%
21 Feb 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has raised the official cash rate by 0.25 percentage points to 3.85%, marking the first increase in two years. This decision comes in response to rising inflation and aims to curb escalating consumer prices. - read more
Rate Money Introduces Competitive Rate Adjustments Amid Industry Increases
Rate Money Introduces Competitive Rate Adjustments Amid Industry Increases
21 Feb 2026: Paige Estritori
In a move that sets it apart from major lenders, non-bank lender Rate Money has announced a modest increase in its variable interest rates by only 15 to 20 basis points on select loan products. This decision comes as many financial institutions implement the full 25 basis point hike following the RBA's recent cash rate increase. - read more
Australian Personal Loan Borrowing Reaches Record Levels
Australian Personal Loan Borrowing Reaches Record Levels
21 Feb 2026: Paige Estritori
Recent data reveals that Australians borrowed approximately $9.3 billion in fixed-term personal loans during the September quarter of 2025, marking a significant increase in personal loan borrowing. The average new personal loan amount stood at $22,643, reflecting a growing reliance on personal loans for various financial needs. - read more
RBA's February 2026 Cash Rate Hike: What It Means for You
RBA's February 2026 Cash Rate Hike: What It Means for You
21 Feb 2026: Paige Estritori
The Reserve Bank of Australia (RBA) has raised the official cash rate by 25 basis points to 3.85% during its February 2026 meeting. This decision comes in response to a resurgence in inflation during the latter half of 2025, with the RBA noting that price pressures have intensified and are expected to remain above target for some time. - read more
ASIC's Landmark Penalty Highlights Importance of Cybersecurity in Financial Services
ASIC's Landmark Penalty Highlights Importance of Cybersecurity in Financial Services
21 Feb 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has imposed a $2.5 million penalty on an Australian Financial Services (AFS) licensee for significant cybersecurity failures between March 2019 and June 2023. This marks the first instance where the Federal Court has levied civil penalties for such breaches under the general AFS licensee obligations. - read more

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Knowledgebase
Margin Call:
A demand by a broker that an investor deposit additional money or securities into the account to cover possible losses.