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Truck Loans Articles

How to Get a Truck Loan with Less-Than-Perfect Credit
How to Get a Truck Loan with Less-Than-Perfect Credit
Securing finance for any significant purchase can be a challenge, especially when it comes to acquiring a truck for business purposes. Coupled with a less-than-perfect credit score, this task can seem daunting for many Australians. The ripple effects of financial constraints can impede business operations, affecting the lifeline of commercial ventures that rely on transportation. - read more
Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
Finding the right financing for a commercial vehicle in Australia can be a critical step for businesses and individuals alike. Whether it's for a single van or an entire fleet of trucks, understanding the intricacies of commercial vehicle loans is key to securing a deal that aligns with your financial goals. One factor that stands out in determining your loan terms is the credit score—a numerical representation of your creditworthiness. - read more
Why a Pre-Approval Can Give You an Advantage When Buying a Truck
Why a Pre-Approval Can Give You an Advantage When Buying a Truck
When purchasing a truck, whether for personal use or business, navigating the financial landscape can be daunting. This is where pre-approval comes into play. But what exactly does pre-approval mean in the context of buying a truck? - read more
How to find the best insurance for your trucking business in Australia
How to find the best insurance for your trucking business in Australia
As a trucking business owner in Australia, finding the right insurance is crucial to the protection of your business. To achieve this, it is important to first understand your specific business needs. Here are some factors to consider: - read more
Maximizing Your Fleet Potential: How Truck Financing Shapes Success
Maximizing Your Fleet Potential: How Truck Financing Shapes Success
Trucks play a pivotal role in the Australian logistics and transport industry, serving as the lifeblood that keeps commerce flowing. The dependable rumble of engines crisscrossing the nation's highways is more than just a symbol of industry; it's a critical component of productivity and economic stability. Without these workhorses facilitating the timely movement of goods, the Australian market would face significant challenges meeting the demands of both businesses and consumers alike. - read more

Finance News

Club Marine Recognised for Outstanding Service with 2025 Product Review Award
Club Marine Recognised for Outstanding Service with 2025 Product Review Award
19 Nov 2025: Paige Estritori
Club Marine, Australia's leading provider of recreational boat insurance, has been honoured with the 2025 Product Review Award for Insurance. This accolade is a testament to the company's unwavering commitment to customer satisfaction and service excellence. - read more
Markel Insurance Expands into Australian Marine Market with New Leadership
Markel Insurance Expands into Australian Marine Market with New Leadership
19 Nov 2025: Paige Estritori
Markel Insurance, a prominent global insurer, has announced the appointment of Tim Wills as Head of Marine – Australia. This strategic move signifies Markel's entry into the Australian marine insurance market, beginning with marine cargo coverage. - read more
Addressing the $38 Billion Equity Shortfall in Australian SMEs
Addressing the $38 Billion Equity Shortfall in Australian SMEs
19 Nov 2025: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are pivotal to the nation's economy, representing only 6% of all businesses yet contributing 26% to the Gross Domestic Product (GDP). Despite their significance, these businesses face a substantial barrier: a $38 billion equity funding gap that stifles their growth potential. - read more
20-Fold Increase in Small Business Restructurings to Sustain Operations
20-Fold Increase in Small Business Restructurings to Sustain Operations
19 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has reported a significant uptick in small business restructurings (SBR), with 3,388 appointments between July 2022 and December 2024. This marks an almost 20-fold increase compared to the previous period, indicating that more directors are embracing this regime to retain control while restructuring debt. - read more
AFCA Alerts SMEs to Risks of Unregulated Lenders Amid Complaint Surge
AFCA Alerts SMEs to Risks of Unregulated Lenders Amid Complaint Surge
19 Nov 2025: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has issued a warning to small businesses regarding the risks associated with unregulated lenders. This comes in response to a notable increase in complaints that AFCA cannot address due to the lenders' lack of membership in the authority. - read more

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Knowledgebase
Debt-to-Income Ratio (DTI):
A personal finance measure that compares an individual's monthly debt payment to their monthly gross income.