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Truck Loans Articles

The Commercial Buyers Guide to Buying a Used Truck in Australia
The Commercial Buyers Guide to Buying a Used Truck in Australia
With the evolution of the logistics industry and small businesses gaining momentum in Australia, the market for used trucks has witnessed substantial growth in recent years. This surge is a testament to the pivotal role commercial vehicles play in driving the economy forward, keeping supply chains agile and businesses thriving. - read more
Understanding the Fine Print: What to Look Out for in Truck Loan Contracts
Understanding the Fine Print: What to Look Out for in Truck Loan Contracts
Stepping into the realm of commercial truck financing can be a highway riddled with complex terms and conditions. Understanding commercial truck loans is not only about getting the keys to a new vehicle; it's a crucial investment in your business's future. As a borrower, you need to navigate through the fine print to find a loan that fits like a glove. - read more
The Pros and Cons of Leasing vs. Buying a Truck for Your Business
The Pros and Cons of Leasing vs. Buying a Truck for Your Business
Small businesses that require regular transportation of goods may find it essential to purchase a truck. However, this acquisition can become a significant investment that requires careful consideration before making a decision. The two options available are buying or leasing a truck. In this article, we will explore the pros and cons of each option to help you make an informed choice. - read more
Interest Rates, Terms, and Fees: What to Look for in Commercial Vehicle Loans
Interest Rates, Terms, and Fees: What to Look for in Commercial Vehicle Loans
Choosing the right commercial vehicle loan is a pivotal decision for any business aspiring to expand its transportation capabilities. For many, commercial vehicles are integral to daily operations, and securing the best financial arrangement to acquire these assets can significantly impact the bottom line. - read more
Essential Document Checklist for Truck Loan Approval: What You Need to Know
Essential Document Checklist for Truck Loan Approval: What You Need to Know
Getting the right truck loan can be essential for business owners who rely on commercial vehicles. These loans cover a variety of commercial vehicle types and are crucial for ensuring your business operations run smoothly. Truck loans, specifically, provide the necessary finances to purchase trucks, which are indispensable in industries like logistics and delivery services across Australia. - read more

Finance News

APRA's New Cap on High Debt-to-Income Home Loans: What Borrowers Need to Know
APRA's New Cap on High Debt-to-Income Home Loans: What Borrowers Need to Know
03 Dec 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at curbing potential risks in the housing market. Effective February 2026, APRA will implement a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending portfolios. This move is designed to address concerns over escalating property prices and accelerated credit growth. - read more
Commonwealth Bank's Q1 Profit Growth: Balancing Volume and Margin Challenges
Commonwealth Bank's Q1 Profit Growth: Balancing Volume and Margin Challenges
03 Dec 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA), the nation's largest lender by market value, has reported a modest increase in its first-quarter cash profit, reaching approximately A$2.6 billion—a 2% rise from the previous year. This growth is primarily attributed to strong performances in home loans and household deposits, which saw increases of A$9.3 billion and A$17.8 billion, respectively. - read more
Australians Tighten Budgets to Enhance Home Loan Eligibility
Australians Tighten Budgets to Enhance Home Loan Eligibility
03 Dec 2025: Paige Estritori
In response to stringent lending criteria, a significant number of Australians are actively reducing their spending and personal debt to improve their chances of securing or refinancing home loans. A recent survey conducted by Finder, involving over 1,000 participants, revealed that 18%—approximately 3.9 million people—have taken such measures over the past five years to meet lender requirements. - read more
Zone RV's Financial Struggles Lead to Voluntary Administration
Zone RV's Financial Struggles Lead to Voluntary Administration
03 Dec 2025: Paige Estritori
In a significant development within the Australian caravan industry, luxury off-road caravan manufacturer Zone RV has entered voluntary administration. This move has left numerous staff members and customers facing uncertainty regarding their future engagements with the company. - read more
Dreamhaven: Crusader Caravans' New Affordable Range Hits the Market
Dreamhaven: Crusader Caravans' New Affordable Range Hits the Market
03 Dec 2025: Paige Estritori
Crusader Caravans has unveiled its latest venture, Dreamhaven, a new brand designed to offer Australians high-quality, locally manufactured caravans at an accessible price point. This initiative aims to bridge the gap between premium features and affordability, catering to a broader audience of caravan enthusiasts. - read more

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Knowledgebase
Underwater Mortgage:
A mortgage in which the balance owed on the loan is greater than the value of the property securing the loan.