Truck Loans Australia :: News
SHARE

Share this news item!

Japanese Banks Drive Significant Growth in Australian Business Lending

Exploring the Impact of SMBC and MUFG's Expansion on Australia's Business Loan Market

Japanese Banks Drive Significant Growth in Australian Business Lending?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Australia's business lending landscape has experienced remarkable growth, with the top 10 authorised deposit-taking institutions (ADIs) reaching a combined loan book of $925 billion as of July 2025.
Notably, Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) have emerged as key contributors to this expansion.

SMBC recorded a 4.66% increase in their business loan book for July, adding $1.19 billion, while MUFG achieved a 3.63% growth, marking its second-strongest monthly performance in 2025. This surge reflects the growing appetite of international institutions for Australian lending opportunities and highlights the dynamic nature of the country's financial sector.

For Australian businesses, this influx of foreign capital presents new opportunities for financing and underscores the importance of understanding the evolving landscape of business lending.

Published:Thursday, 5th Feb 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Australian Mortgage Demand Surges Amidst Refinancing Boom
Australian Mortgage Demand Surges Amidst Refinancing Boom
05 Feb 2026: Paige Estritori
In July 2025, Australia witnessed a significant uptick in mortgage demand, marking a 6.4% increase compared to the same month in 2024. This surge is primarily driven by a notable rise in refinancing activities, which accounted for 36.2% of total mortgage enquiries during the period. - read more
Australian Business Lending Sees Robust Growth in June 2025
Australian Business Lending Sees Robust Growth in June 2025
05 Feb 2026: Paige Estritori
In June 2025, Australia's non-financial business lending reached a record $1.14 trillion, reflecting a 9.2% increase compared to the same month in 2024. This growth rate nearly doubles that of housing credit, which expanded by 5.6% year-on-year, highlighting a renewed appetite for corporate borrowing. - read more
Australia's Mobile Wallet Payments Exceed $160 Billion in 2025
Australia's Mobile Wallet Payments Exceed $160 Billion in 2025
05 Feb 2026: Paige Estritori
In the year leading up to July 2025, Australians conducted over $160 billion in mobile wallet payments, marking a substantial shift towards digital banking. The Australian Banking Association's (ABA) 2025 'Bank on It' report reveals that the number of mobile wallet transactions surpassed four billion, outnumbering ATM withdrawals by more than eleven times. - read more
Australian Banks Tighten Trust Lending Policies in Response to Regulatory Oversight
Australian Banks Tighten Trust Lending Policies in Response to Regulatory Oversight
05 Feb 2026: Paige Estritori
In a significant shift within Australia's financial sector, major lenders Macquarie Bank and the Commonwealth Bank of Australia (CBA) have recently implemented stricter policies regarding lending to trusts and companies. These changes are indicative of a broader industry response to regulatory concerns about systemic risks in housing finance. - read more
Japanese Banks Drive Significant Growth in Australian Business Lending
Japanese Banks Drive Significant Growth in Australian Business Lending
05 Feb 2026: Paige Estritori
Australia's business lending landscape has experienced remarkable growth, with the top 10 authorised deposit-taking institutions (ADIs) reaching a combined loan book of $925 billion as of July 2025. Notably, Japanese banking giants Sumitomo Mitsui Banking Corporation (SMBC) and Mitsubishi UFJ Financial Group (MUFG) have emerged as key contributors to this expansion. - read more


Truck Loans Articles

How to Choose the Right Lender for Your Commercial Truck Loan
How to Choose the Right Lender for Your Commercial Truck Loan
For many Australian businesses, purchasing a commercial vehicle is a significant investment that often requires financial assistance. Understanding the intricacies of truck financing is crucial, as the right loan can affect your company's bottom line and operational efficiency. With a plethora of lenders offering myriad loan products, choosing the most advantageous deal can be daunting. - read more
Maximizing Your Investment: Strategies for Enhancing Truck Resale Value in Australia
Maximizing Your Investment: Strategies for Enhancing Truck Resale Value in Australia
The commercial vehicle market in Australia is a cornerstone of the transportation and logistics industries, with trucks playing an indispensable role. Whether for long-haul deliveries across the vast distances of the continent or for urban distribution, trucks are critical assets for businesses and entrepreneurs alike. This significance makes it essential for commercial vehicle buyers to understand the dynamics of truck resale values in Australia. - read more
Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
Finding the right financing for a commercial vehicle in Australia can be a critical step for businesses and individuals alike. Whether it's for a single van or an entire fleet of trucks, understanding the intricacies of commercial vehicle loans is key to securing a deal that aligns with your financial goals. One factor that stands out in determining your loan terms is the credit score—a numerical representation of your creditworthiness. - read more
How to find the best insurance for your trucking business in Australia
How to find the best insurance for your trucking business in Australia
As a trucking business owner in Australia, finding the right insurance is crucial to the protection of your business. To achieve this, it is important to first understand your specific business needs. Here are some factors to consider: - read more
Maximizing Your Fleet Potential: How Truck Financing Shapes Success
Maximizing Your Fleet Potential: How Truck Financing Shapes Success
Trucks play a pivotal role in the Australian logistics and transport industry, serving as the lifeblood that keeps commerce flowing. The dependable rumble of engines crisscrossing the nation's highways is more than just a symbol of industry; it's a critical component of productivity and economic stability. Without these workhorses facilitating the timely movement of goods, the Australian market would face significant challenges meeting the demands of both businesses and consumers alike. - read more


Start Here

Get a free truck loan eligibility assessment and compare truck finance and leasing options without accessing your credit file!!
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Subprime Loan:
A type of loan offered to individuals with poor credit scores, typically at a higher interest rate.