Truck Loans Australia :: News
SHARE

Share this news item!

Decline in Mortgage Arrears as Home Prices Set to Rise

Fitch Ratings Forecasts 4-6% Increase in 2025

Decline in Mortgage Arrears as Home Prices Set to Rise?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Recent data from Fitch Ratings' Dinkum RMBS Index indicates a decline in Australian mortgage arrears, with 30-plus day arrears falling to 1.13% in the fourth quarter of 2024.
This improvement suggests that homeowners are managing their mortgage obligations more effectively, despite ongoing economic challenges.

Concurrently, Fitch Ratings forecasts a 4-6% increase in national home prices throughout 2025. This anticipated growth is attributed to limited housing supply, a tight rental market, and high net migration, all of which contribute to upward pressure on property values.

The Reserve Bank of Australia's (RBA) recent cash rate cut in February 2025 is expected to further support this trend by making borrowing more affordable. Fitch Ratings anticipates additional rate reductions within the year, which could lead to a continued decrease in mortgage arrears.

However, the report also highlights that loans originated in 2023 have higher arrears rates compared to previous years, indicating that newer borrowers may be facing greater financial strain. This underscores the importance of prudent financial planning and risk assessment for both lenders and borrowers.

In summary, while the decline in mortgage arrears and the projected rise in home prices present a positive outlook for the Australian housing market, stakeholders should remain vigilant. Monitoring economic indicators and maintaining responsible lending and borrowing practices will be crucial in sustaining this momentum.

Published:Saturday, 28th Feb 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Decline in Mortgage Arrears as Home Prices Set to Rise
Decline in Mortgage Arrears as Home Prices Set to Rise
28 Feb 2026: Paige Estritori
Recent data from Fitch Ratings' Dinkum RMBS Index indicates a decline in Australian mortgage arrears, with 30-plus day arrears falling to 1.13% in the fourth quarter of 2024. This improvement suggests that homeowners are managing their mortgage obligations more effectively, despite ongoing economic challenges. - read more
Marinas26 Conference to Highlight AI's Transformative Impact on Marina Operations
Marinas26 Conference to Highlight AI's Transformative Impact on Marina Operations
28 Feb 2026: Paige Estritori
The Marina Industries Association (MIA) has unveiled the comprehensive program for Marinas26, its biennial conference and trade exhibition, scheduled for 24-27 May 2026 at the RACV Royal Pines Resort on Queensland’s Gold Coast. Embracing the 'Future Smart' theme, the event aims to delve into emerging trends and technologies poised to reshape the marina and boatyard sector across the Asia-Pacific region. - read more
Major Banks Respond to RBA's Interest Rate Hike with Loan Rate Increases
Major Banks Respond to RBA's Interest Rate Hike with Loan Rate Increases
28 Feb 2026: Paige Estritori
In a significant move, the Reserve Bank of Australia (RBA) has increased the cash rate by 0.25 percentage points to 3.85%, marking the first rate hike in over two years. This decision has prompted major banks, including the Commonwealth Bank of Australia (CBA), Westpac, National Australia Bank (NAB), and ANZ, to adjust their loan interest rates accordingly. - read more
Luxury Yacht Segment Thrives Amidst Performance Boat Market Fluctuations
Luxury Yacht Segment Thrives Amidst Performance Boat Market Fluctuations
28 Feb 2026: Paige Estritori
The latest Q4 2025 Marine Market Report reveals a notable divergence in the Australian marine industry, with the luxury yacht segment experiencing significant growth, while the performance boat sector faces considerable volatility. - read more
Challenges Persist for First Home Buyers Amid Rising Affordability Concerns
Challenges Persist for First Home Buyers Amid Rising Affordability Concerns
27 Feb 2026: Paige Estritori
Despite the implementation of supportive government schemes, first home buyer affordability in Australia has continued to decline. According to Domain's First Home Buyer Report for 2026, the time required for a young couple to save a 20% deposit for an entry-level house has increased across all capital cities. - read more


Truck Loans Articles

Interest Rates, Terms, and Fees: What to Look for in Commercial Vehicle Loans
Interest Rates, Terms, and Fees: What to Look for in Commercial Vehicle Loans
Choosing the right commercial vehicle loan is a pivotal decision for any business aspiring to expand its transportation capabilities. For many, commercial vehicles are integral to daily operations, and securing the best financial arrangement to acquire these assets can significantly impact the bottom line. - read more
The Most Important Factors to Consider When Buying a Truck
The Most Important Factors to Consider When Buying a Truck
Buying a truck is a major investment, whether it's for personal use or business purposes. With the plethora of options available in the Australian market, it's important to consider various factors before making a purchase. Your specific needs, budget, lifestyle, and work requirements should be taken into account before making a decision to ensure the truck you buy fits your needs. - read more
Essential Financial Safety Nets for Aussie Truck Drivers
Essential Financial Safety Nets for Aussie Truck Drivers
Welcome to the road less traveled, where the rubber meets financial prudence. Truck driving in Australia is not just about long miles but also about ensuring financial stability amidst life's crossroads. As a truck driver, taking the wheel of your financial future is crucial, and that's what we'll navigate in this article. - read more
The Pros and Cons of Leasing vs. Buying a Truck for Your Business
The Pros and Cons of Leasing vs. Buying a Truck for Your Business
Small businesses that require regular transportation of goods may find it essential to purchase a truck. However, this acquisition can become a significant investment that requires careful consideration before making a decision. The two options available are buying or leasing a truck. In this article, we will explore the pros and cons of each option to help you make an informed choice. - read more
Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
Understanding Credit Scores and Their Impact on Your Commercial Vehicle Loan Terms
Finding the right financing for a commercial vehicle in Australia can be a critical step for businesses and individuals alike. Whether it's for a single van or an entire fleet of trucks, understanding the intricacies of commercial vehicle loans is key to securing a deal that aligns with your financial goals. One factor that stands out in determining your loan terms is the credit score—a numerical representation of your creditworthiness. - read more


Start Here

Get a free truck loan eligibility assessment and compare truck finance and leasing options without accessing your credit file!!
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Interest Coverage Ratio:
A measure of a company's ability to make interest payments on its debt, calculated as EBIT divided by interest expense.